1. What does “obligation” mean?

a) something you want to do

b) something that is a good idea to do

c) something you might do

d) something you must do

2. What does “landlord” mean?

a) the person who lives in the apartment next to you

b) the person who owns the apartment you live in

c) the person who cleans your apartment for you

d) the person who comes to repair things in your apartment

3. What does “pay back” mean?

a) to return money that someone lent you

b) to pay in advance

c) to pay your bills

d) to lend someone money